Comparing and switching health funds is easier than you think
Ben Thomas,
Customer Experience Manager
Health Insurance Expert, who’d sign up for that job title? Ben Thomas did in 2008 and hasn’t looked back.

Do you feel like your premiums keep going up every year but your benefits are actually getting worse? There is a better way to get what you deserve.

 

There’s never been a better time to compare and switch private health insurance if you’re with a for-profit health fund

Private health insurance is really important to Australians, which is why there are 11 million of us who have it. It can provide you with more choice, control and peace of mind when looking after yours or your family’s health.
Related: Family Health Insurance – Everything You Need To Know

However, you may be feeling like your premiums keep going up every year but your benefits are actually getting worse. You may even have had a bad experience when you’ve gone to claim for everyday things like dental, optical or physio.

With people paying between $1,500 and $5,000 a year for health insurance, it’s no surprise that more and more people are shopping around to compare health insurance and switch.

In fact, did you know that every year hundreds of thousands of Australians switch to a new health fund?  

People are getting a lot more savvy about their health insurance and taking the time to find policies which suit their lifestyle and needs.

But we understand that just getting started can be overwhelming. It’s like looking at a supermarket shelf full of flashy items but you’re unsure which is right for you.

So let’s simplify it a little. The two most common questions on people’s minds tend to be:

Am I getting back as much as I used to?

Am I paying too much for health insurance?

While there are more than 30 health funds to choose from, answering these questions is actually a lot more straightforward than most people would think.  

What’s holding many Australians back is they’re not aware there are two types of health insurers out there: for-profit and not-for-profit.

Why is this so important?

Not-for-profit or mutual funds are run to benefit their members so premiums are invested back into increasing benefits and improving customer service.

For-profits insurers, like Medibank, BUPA and nib, answer to their investors and overseas owners.

Members Own are the only not-for-profit compare and buy service in Australia

This means we don’t have sponsored products because we only want to give customers an unbiased result. And if you want to know what really happens at some of those big comparison services like iSelect and Compare The Market, check out what consumer group CHOICE discovered recently.

Another thing many people don’t realise is they can qualify for industry specific health funds like Defence Health, Teachers Health, Emergency Services and Transport Health.

Members Own has been incredibly successful at helping people find better value health insurance

People who use our service to find a Members Own fund are constantly amazed at the quality our funds deliver at super competitive pricing.

We may not have millions of dollars to spend on marketing like the big for-profit advertisers, but we outperform them on the things that matter to consumers: better coverage, more benefits and happier members

Our online compare health insurance tool is completely free to use plus we also have friendly staff who are all health insurance experts, so give us a call on 13 10 66

If you’re looking to switch, then look for health funds that have the Members Own symbol.