Extras health cover can be great way of ensuring you’re taking care of your mind and body plus saving money on what’s important for your lifestyle. But how does it actually work? [read]
Every year hundreds of thousands of Australians go through the process of switching health insurance. Find out if you're getting what you deserve from your current policy.
Switching health insurance can provide a range of benefits you didn’t know existed
It’s no coincidence that at a time when cost of living pressures are high for things like electricity, food and child care, people are becoming more and more savvy with what they spend their money on.
When it comes to balancing the household budget, nobody wants to pay for something that doesn’t deliver what it promises. The same is true for private health insurance.
Researching and comparing private health insurance in Australia can be tricky. Companies like iSelect and Compare The Market’s advertising can sound like they’re saving the day for the average consumer. But as many are beginning to realise, their comparison services are not as transparent as they claim.
Which is why we want to reveal the 5 best kept secrets for those looking to switch health funds
Every year hundreds of thousands of Australians go through the process of switching health insurance. There are numerous reasons why people become fed up with their current policy, such as:
– paying for things they don’t need
– not being covered when they do need it
– not getting the service they deserve
We believe it’s our job at Members Own to make people aware that not all health insurance companies are the same and to help people find the best health insurer and coverage for them.
1. We only compare and sell not-for-profit and mutual funds
Members Own health funds are here to serve all Australians, not investors or overseas owners like the for-profit insurance companies. That’s why, on average, our group of funds win on the 3 things that matter most to consumers: better coverage, more benefits and happier members. These are the things that people should be most concerned with when they’re comparing.
2. We provide more choice for consumers
Members Own have one of the biggest number of funds and policies to compare, choose and buy from online. Being spoilt for choice means you can quickly and easily find a policy that gives you better value and suits your lifestyle. Rather than spending so much time comparing a policy from one provider across multiple websites, why not do it all in one place?
3. We’re not focused on commissions or pushy sales tactics
If there’s one thing that consumers often worry about with private health insurance in Australia, it’s not knowing what’s behind the results they see on comparison sites. Members Own are the only not-for-profit compare and buy service in Australia. Also, we don’t have sponsored products because we only want to give customers an unbiased result.
4. We won’t sell you something just for the sake of it
We will be 100% transparent and let you know if you should stay with your current insurer. If you’ve already got the best value health insurance for your needs then we’ll let you know. That’s because we always do the right thing by anybody who contacts us.
In fact, for anyone out there who wants to know if they even need private health insurance, the Members Own team have created this clever little quiz that takes 2 minutes to complete. Answer a few simple questions and you’ll get a rundown on the value of health insurance for your current needs. If you won’t benefit from it right now, then we will let you know.
5. When in doubt, look for the Members Own symbol
Why? Because over 1 million Australians have joined our funds using our online comparison service. We’ve been trusted to help them with their health needs and we’re pretty proud of the benefits we give them. We think everyone has the right to demand the health insurance they deserve. It shouldn’t be something that causes people confusion and frustration, but rather gives them choice and safeguards for their health.
If you want a chat with a friendly expert about finding the right health cover, you can also call us on 13 10 66.